Get Ready for 2022 Open Enrollment: October 18 – November 1, 2021

Open Enrollment for your 2022 benefits begins October 18 and ends November 1. This is your once-a-year opportunity to review your needs and choose the benefits that provide the best coverage and value for you and your family.

To understand which benefits are available to you as a full-time or part-time associate, review the Benefits that Associates Receive document.

Take Action

Open Enrollment is your once-a-year opportunity to choose the best benefit plans for you and your family. This year, most of your current benefit elections will automatically carry over to 2022. The only benefits that won’t carry over are Health Savings Account (HSA) and Dependent Care Flexible Spending Account (FSA) contributions – you’ll need to enroll in these plans each year. Open Enrollment is your chance to make changes if you want to update or add to your current coverage unless you experience a qualifying life event.

As you prepare to enroll, be sure to review Your Enrollment Checklist.

Resources

The 2022 Benefits Guide provides a complete overview of your 2022 benefits.

Learn about your 2022 benefits.

Review your costs for coverage in 2022.

Take advantage of new options for auto and home insurance, pet insurance, and identity theft protection.

Refer to these step-by-step instructions to guide you through the enrollment process in Workday.

What’s New for 2022

We review our benefits each year to be sure we’re providing you with the resources and programs that will best fit your needs. It’s important to review your options so you can be sure you’re choosing what’s right for you and your family. Click each link below to learn more about what’s changing this year.

Wellbeing

The COVID-19 pandemic has shown us the importance of putting our wellbeing first. In addition to continuing to offer our Employee Assistance Program (EAP), we’ll be partnering with Rally Health to give you even more support. If you’re enrolled in a Belk medical plan, Rally Health will help you reach your wellbeing goals. With Rally Health, you and your covered spouse/domestic partner can each earn up to $500 for your HSA by completing wellness activities!

Telehealth

Teladoc is replacing MDLIVE as our telehealth provider for associates enrolled in a Belk medical plan. Teladoc gives you the opportunity to get medical assistance for everyday health issues, like a fever or the flu, from anywhere, at any time.

Learn more about Teladoc.

Enhanced Hospital Indemnity Insurance

Starting January 1, 2022, the plan will cover additional days for both hospital and intensive care stays. If you are currently enrolled in Hospital Indemnity insurance, these changes will take effect automatically in 2022 and rates will remain the same. Plus, if you enroll for the first time during Open Enrollment, you won't be subject to pre-existing condition limitations this year (this includes pregnancy and child birth).

Choice Auto and Home Insurance

You can save on your auto and home insurance by comparing plans, prices, and discounts from many of the top-rated auto and home insurance companies in the nation including: Farmers GroupSelectSM (formerly MetLife), Travelers, Liberty Mutual Insurance, Safeco Insurance, Electric Insurance Company, and Progressive.

With the Choice Auto and Home* program, you have access to special discounts and lower premiums than anything you can find on your own. You’ll also be able to get multiple quotes quickly, all with a single phone call. If you enroll in one of these auto or home insurance plans, your coverage will begin right away – you don’t have to wait until January 1, 2022!

This program is available to all associates. You can enroll beginning October 18, 2021 or at any time during the 2021 or 2022 calendar year. For more information, visit MyBelkBenefitsPlus.com or call 1-855-429-8818​.

*If you’re currently enrolled in auto or home insurance through another carrier, you can continue in your current plan or switch to one of our new carriers.

Identity Theft Protection

Identity theft protection and data security have become increasingly important. Associates can enroll in NortonLifeLock Benefit Plans for protection against (and in the event of) identity theft. These plans combine leading identity theft protection and device security to provide defense against online threats at work, at home, or on-the-go. NortonLifeLock protects you by defending your personal information from hackers, alerting you to potential threats and reimbursing stolen funds should you experience identity theft.

This program is available to all associates, and you can enroll beginning October 18, 2021 or at any time during the 2021 or 2022 calendar year. Your coverage will go into effect the day after you enroll. When you enroll, your coverage will begin right away – you don’t have to wait until January 1, 2022. For more information, visit MyBelkBenefitsPlus.com or call 1-855-429-8818​.

New Pet Insurance Option

Pet insurance will continue to be available to all associates. In 2022, pet insurance through Nationwide My Pet Protection* offers reimbursement for eligible vet bills plus cash back for accidents, illnesses, hereditary conditions, and more.

You can enroll in pet insurance beginning October 18, 2021 or at any time during the 2021 or 2022 calendar year, and your coverage will go into effect 14 days after you enroll. For more information, visit MyBelkBenefitsPlus.com or call 1-855-429-8818​.

*If you're currently enrolled in pet insurance through another carrier, you can continue in your current plan or switch to Nationwide. Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions.

ConnectYourCare Is Now Optum

ConnectYourCare, the administrator of our HSA and Dependent Care FSA, joined the Optum family of services this past year. You’ll continue to manage your accounts in the same way you always have, but with the new Optum brand.

Paid Time Off (PTO) Carryover

If you’ve accrued unused PTO as of December 31, 2021, you can use up to 40 hours of rollover PTO through April 30, 2022.

What’s Not Changing for 2022

Most of our benefit plans are staying the same in 2022. (See the What’s New for 2022 section for details on what’s changing.) Even though many programs are staying the same, it’s a good idea to review the coverage offered by each plan.

GREAT NEWS! Our medical, dental, and vision plan rates and deductibles are not increasing for 2022. In fact, premium rates for all benefit plans are staying the same. So, if you keep the same coverage and coverage level, you’ll pay the same as you do today through the end of 2022.

Plus, Belk will continue to offer FREE matching funds to associate HSA and 401(k) accounts when you make contributions.

  • When you contribute to your HSA, Belk will match your pre-tax contributions dollar-for-dollar up to a maximum amount: $400 annually for individual coverage and $800 annually for family coverage. Note that if you do not contribute to your HSA you will not receive a contribution from Belk.
  • Belk matches 100% of your contributions to your 401(k) plan after three months of employment, up to 4% of your eligible compensation, and 50% of the next 2%, for a combined match of 5%. Try to contribute at least 6% of your eligible compensation to take full advantage of the match! And, all Belk associates are eligible to participate.

How to Enroll

Make your benefit elections through Workday during the Open Enrollment period from October 18 – November 1, 2021. When enrollment opens, you’ll receive a task in your Workday inbox. Refer to the Workday Enrollment Instructions for step-by-step details on how to enroll or review your current elections.

After Open Enrollment, you won’t be able to change your benefit elections unless you experience a qualifying life event, such as a birth or marriage. You have 31 days after the qualifying event to change your elections.

Action 
What if I Have a Qualifying Life Event?

If you experience a qualifying life event, visit the How to Enroll page to learn how to update your benefits.

Your Enrollment Checklist

  • Learn about your benefit options, paying special attention to the changes coming next year.
  • Think about your coverage needs. Although many of your 2021 elections will roll over, take the opportunity to review your coverage and prepare to make any changes during Open Enrollment.
  • Make sure your dependent information is correct and all your dependents are still eligible.
  • Take advantage of your opportunities to save for the future. Consider starting or increasing your 401(k) contributions. Belk matches 100% of your contributions to the plan, up to 4% of your eligible compensation, and 50% of the next 2%, for a combined match of 5%. Don’t miss out on this free money! Click here for details on how to take advantage of this program.
  • Review your beneficiaries. It’s a good idea to review your beneficiary information (especially if your personal circumstances have changed) and take this opportunity to make updates as needed.
  • Verify your mailing address, email address, and emergency contacts in Workday. Be sure your mailing address is up to date because this is the address your benefit information and ID cards will be sent to.
  • Complete your benefits enrollment between October 18 and November 1, 2021. Remember that your current benefit elections will roll over from 2021 to 2022. However, you need to enroll through Workday if you want to make changes to any of your current elections or make contributions to an HSA or Dependent Care FSA in 2022.
  • If you have questions about your Belk benefits, talk with your manager or contact HR Shared Services at 1-800-588-3700 or hrsharedservices@belk.com.